Foreclosure Defense in Westchester County
If you are in fear of losing your home to foreclosure, our Westchester County foreclosure debt relief lawyers can help. Give us a call at 800-893-9645.
ccording to a leading real estate website, February 2012 foreclosures are up from the previous month. On average, 1 in every 2,984 housing units received a foreclosure notice. A further breakdown reveals: in Katonah the average foreclosure rate was 1 in every 3,776; in Rye the foreclosure rate was 1 in every 6,475; in Scarsdale the average foreclosure rate was is 1 in every 7,151; in Yonkers the average foreclosure rate was 1 in every 2,763; in Dobbs Ferry the average foreclosure rate was 1 in every 1,397; in North Salem the average foreclosure rate was 1 in every 1,905; in Yorktown the average foreclosure rate was 1 in every 5,322, in Thornwood the average foreclosure rate was 1 in every 847.
Here is glimpse into some of the things we can do:
1. We can file an Answer and prevent a default against you in your foreclosure action. There are many available defenses and we will work to find the best defense for you. The filing of an Answer will engage the litigation process and slow down the foreclosure process. In so doing, we can save you valuable time to work through your mortgage problems.
2. We can represent you at the New York State Mandatory Settlement Conference. Under New York CPLR 3408, every homeowner in foreclosure is entitled to a “settlement conference” in the Supreme Court. At the conference, this office can meet with the mortgage lender and work toward an amicable resolution without further litigation. Our partners have worked for some our nations largest Fortune 500 Companies and are in a strategic position to negotiate with the banks or mortgage companies.
3. We can file Bankruptcy under Chapter 13 to help alleviate the mortgage burden. If you are unable to get a loan modification, you may be able to file for Bankruptcy under Chapter 13. In brief, Chapter 13, may get up to five years to catch up on your mortgage. It will also help you get eliminate or consolidate most of your other debt.
Our lawyers can be frequently found fighting in the Supreme courts of Bronx, Brooklyn, Westchester, Rockland, Putnam and Dutchess Counties. Give us a call at 800-893-9645.