How Does a Speeding Ticket Affect Your Insurance?

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Everyone knows that a simple speeding ticket, cell phone ticket, or traffic ticket can cause your insurance rates to go up.  Most drivers don't understand how much  a conviction will affect their insurance premiums.  Recently published a study that provided the following break down of much, on average, an insurance policy will increase with a conviction.

This is what they found: 

1. Reckless driving: 22 percent increase

2. DUI first offense:  19 percent increase

3. Driving without a license or permit:  18 percent increase

4. Careless driving:  16 percent increase

5. Speeding 30 mph over the limit: 15 percent increase

6. Failure to stop:  15 percent increase

7. Improper turn:  14 percent increase

8. Improper passing:  14 percent increase

9. Following too close/tailgating: 13 percent increase

10. Speeding 15 to 29 mph over limit: 12 percent increase

11. Speeding 1 to 14 mph over limit: 11 percent increase

12. Failure to yield: 9 percent increase

13. No car insurance: 6 percent increase

14. Seat belt infractions: 3 percent increase

If you find yourself fighting a traffic ticket, don't hesitate and call our firm.

About Our Firm:  our traffic ticket attorneys excel at getting tickets dismissed or reduced.  We have more than 20 years of legal experience and have gained a reputation among our peers as being superb lawyers.  Our team of traffic defense lawyers is lead by Joseph P. Villanueva.  He is a former prosecutor.  Having a former prosecutor on your side can help in analyzing critical issues in your case.  Call us now at (800) 893-9645.  Send Us an Email

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What is the Real Cost of a Speeding Ticket in NY?